AI subsidy report, August 2026: how subsidised is your AI coding plan?

Generated August 20, 2026 · 18 plans · 6 vendors

Every AI coding subscription measured against the vendor's own API price. These numbers are regenerated from the catalogue on every deploy, because prices and caps move constantly and a report written once is wrong within weeks.

Most subsidised plan right now
Moonshot AI Moderato · 97x
$19 a month buys up to $1,850 of usage at Moonshot AI's own API rates. Basis: estimate.

Where a ceiling can actually be put on the number

18 of 18 plans have a ceiling somebody can state. The rest publish a price and a multiplier and nothing in between.

PlanPriceCeilingMultipleBasis
Moonshot AI Moderato $19/mo $1,850/mo 97.4x estimate
Moonshot AI Allegretto $39/mo $3,699/mo 94.8x estimate
Z.ai Coding Plan Max $168/mo $15,484/mo 92.2x estimate
Z.ai Coding Plan Pro $80/mo $6,636/mo 83.0x estimate
Moonshot AI Allegro $99/mo $7,398/mo 74.7x estimate
Z.ai Coding Plan Lite $18/mo $1,106/mo 61.4x estimate
MiniMax Token Plan Ultra $120/mo $6,562/mo 54.7x estimate
MiniMax Token Plan Max $50/mo $2,677/mo 53.5x estimate
xAI SuperGrok $30/mo $1,454/mo 48.5x measured
MiniMax Token Plan Plus $20/mo $892/mo 44.6x estimate
OpenAI ChatGPT Go $8/mo $199/mo 24.9x estimate
OpenAI ChatGPT Plus $20/mo $497/mo 24.9x measured
OpenAI ChatGPT Pro $100/mo $2,387/mo 23.9x measured
xAI X Premium+ $40/mo $872/mo 21.8x estimate
xAI SuperGrok Heavy $300/mo $5,816/mo 19.4x estimate
Anthropic Max 20x $200/mo $2,679/mo 13.4x from published cap
Anthropic Max 5x $100/mo $1,339/mo 13.4x from published cap
Anthropic Pro $20/mo $161/mo 8.1x from published cap

What a million tokens costs

Blended list API rate, weighting input three to one against output because a coding agent reads far more than it writes. The spread between cheapest and dearest is 21.4x.

ModelVendorInOutBlended
MiniMax M3 MiniMax$0.30 $1.20$0.53
Kimi K2.7 Code Moonshot AI$0.95 $4.00$1.71
GLM-5.3 Z.ai$1.40 $4.40$2.15
Grok 4.6 xAI$2.00 $6.00$3.00
GPT-5.6 Terra OpenAI$2.00 $12.00$4.50
Claude Sonnet 5 Anthropic$3.00 $15.00$6.00
Kimi K3 Moonshot AI$3.00 $15.00$6.00
Claude Opus 5 Anthropic$5.00 $25.00$10.00
GPT-5.6 Sol OpenAI$5.00 $30.00$11.25

What is still unknown

0 plans publish no cap anybody can convert into a number: . These are blank on the site rather than estimated, because a plausible guess presented as a measurement is worse than an admitted gap.

Each one needs somebody on that plan to run the measurement skill. It reads token counts the agent already writes to disk and takes about a minute.

Method